RV Insurance
There’s nothing like the freedom that RVs provide on the road. RV insurance takes the stress out of RV travels so you can enjoy your trips to the full. At Alabama One Insurance, we offer comprehensive RV insurance coverage for all types of RV driving. Whether you travel seasonally or year-round, you can benefit from the protection that RV policies have to offer.
Types of Coverage
RV policies in Alabama offer the following Basic and Specialty coverage:
Basic Coverage:
- Collision – helps pay for damage to your RV if you collide into another vehicle or stationary object
- Comprehensive – protects your RV against theft and non-collision damage, i.e. weather damage, animal strikes, vandalism, fire, etc.
- Liability – covers injuries and property damage you cause others in accidents that are your fault
- Uninsured Motorist – covers damage to your RV if it’s hit by an uninsured or hit and run driver
Specialty Coverage
- Property – helps cover damage or loss of personal property inside your RV during your travels
- Vacation Liability – covers accidental injuries in or around your RV while at your vacation campsite
- Total Replacement Cost – covers the cost of replacing your RV if it’s totaled in an accident or destroyed by fire or other covered peril
- Full-time RV Insurance – meets the specialized insurance needs of people who live in their vehicle year-round
Importance of RV Coverage
Accidents happen, even to safe RV drivers. The more time you spend on the road, the greater your risk of causing or being involved in an accident. RV insurance protects you financially by compensating you for damages to your RV or paying for damage to other drivers.
RV liability insurance is mandatory in Alabama. Purchasing this coverage ensures you fulfill Alabama’s requirements for RV drivers.
To learn more about RV insurance or to purchase an RV policy, contact your insurance specialists at Alabama One Insurance at your earliest convenience.
