Motorcycle Insurance
If you ride a motorcycle in the Yellowhammer State, be sure to carry the right insurance. Adequate coverage enables you to follow state law and makes it easier to repair or replace your bike after an accident. Motorcycle insurance also protects fellow motorists. Let's take a closer look at the many benefits offered by this type of policy:
Avoid Penalties
In 2000, Alabama introduced a law that requires every driver to acquire basic liability coverage and carry proof of it while traveling. It applies to motorcycles, cars, trucks, and most other motor vehicles on the road. If you can't prove that you have sufficient liability protection, the police could suspend your license. You may face other penalties as well.
- Most motor vehicles need basic liability insurance
- Extra coverage offers greater protection in major accidents
- Collision or comprehensive plans cover your own losses
You have the option to obtain additional coverage, but you'll need to carry the minimum amount set by Alabama state law at the very least. Minimum liability insurance covers certain amounts of property damage, single-person injuries, and injuries to multiple people. Remember that a basic liability policy doesn't address your own medical or repair needs.
Protects You
You can choose to acquire optional motorcycle insurance that covers your bike in collisions. Be sure to discuss any custom parts or accessories with your agent. It's also possible to obtain a comprehensive plan for even greater protection. These policies include coverage for damage caused by certain kinds of disasters. Comprehensive insurance may also benefit you if someone steals your motorcycle. You can gain coverage that protects you from uninsured drivers as well.
Alabama One Insurance offers a range of dependable motorcycle policies, and we strive to meet the individual needs of each customer. Our friendly, knowledgeable staff can answer all of your questions about insuring a bike and any other vehicles you may own. Please call or visit Alabama One Insurance today for a free quote.
